💼

Salary Calculator India

New

CTC to in-hand salary calculator — PF, ESI, TDS deductions

₹12,00,000
₹
₹85,349
Monthly take-home
₹10,24,186
Annual take-home

Monthly salary breakup

Gross monthly (CTC/12)+₹1,00,000
Basic salary (40% of CTC)₹40,000
HRA (50% of basic)₹20,000
Special allowance₹30,400
EPF deduction (12% of basic)−₹4,800
Professional tax−₹200
TDS/Income tax (monthly)−₹9,651
Net take-home₹85,349

Calculated under New Tax Regime FY 2024-25 · Approximate values

Browser-based, files never uploaded Instant results Works on any device

How to use Salary Calculator India

  1. 1Enter your annual CTC
  2. 2Add HRA and other allowances
  3. 3Set city type for professional tax
  4. 4Get exact in-hand monthly and annual salary

About this tool

Convert CTC to in-hand monthly salary. Calculates EPF, ESI, professional tax, income tax (TDS), and HRA deductions. Shows gross and net take-home pay.

salary calculator indiactc to in handtake home salary calculatornet salary calculatormonthly salary calculator india

Frequently asked questions

How is EPF calculated?

Employee EPF = 12% of basic salary. Employer also contributes 12% (8.33% to EPS, 3.67% to EPF).

What is professional tax?

State tax deducted from salary — ₹200/month in most states, ₹2,500/year max.

How is TDS on salary calculated?

TDS = Estimated annual tax liability / 12, deducted monthly by employer.