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US Paycheck Calculator

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Your real take-home pay after federal, state, and FICA taxes — all 50 states

Browser-based, files never uploaded Instant results Works on any device

How to use US Paycheck Calculator

  1. 1Enter your gross pay and pay period
  2. 2Choose filing status and your state
  3. 3Add your 401(k) contribution percentage
  4. 4See your take-home pay and full tax breakdown

About this tool

Calculate your real take-home pay after federal income tax, state tax, Social Security, and Medicare, for all 50 US states. Supports hourly and salary, filing status, and 401(k) contributions. See exactly where every dollar of your paycheck goes.

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Frequently asked questions

How much of my paycheck goes to taxes?

For most US workers, 20-35% of gross pay goes to federal income tax, state tax, Social Security (6.2%), and Medicare (1.45%). The exact amount depends on income, filing status, and state.

Which states have no income tax?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming have no state income tax on wages.

Does a 401(k) contribution increase my take-home pay?

A traditional 401(k) contribution reduces your taxable income, lowering your tax — but it also reduces your take-home pay since the money goes into retirement savings. It lowers taxes but is not spendable now.